SHARMA, V.; IYER, A. FINTECH ADOPTION AND FINANCIAL INCLUSION: IMPLICATIONS FOR BANKING INSTITUTIONS IN DEVELOPING ECONOMIES. International Journal For Research In Business, Management And Accounting , [S. l.], v. 10, n. 2, p. 17–25, 2024. Disponível em: https://ijrbma.com/index.php/bma/article/view/2484. Acesso em: 1 jun. 2026.