KULSHRESHTHA, A. P.; CHATURVEDI, I. D. Credit Risk Management and Loan Approval Decisions in Banking Institutions: A Governance-Based Perspective. International Journal For Research In Business, Management And Accounting , [S. l.], v. 12, n. 1, p. 01–14, 2026. Disponível em: https://ijrbma.com/index.php/bma/article/view/2498. Acesso em: 29 apr. 2026.