Deshpande, A., R. Saxena, and K. Subramanian. “COST-SENSITIVE EXPLAINABLE AI FOR CORPORATE BANKRUPTCY PREDICTION USING FINANCIAL RATIOS”. International Journal For Research In Business, Management And Accounting, vol. 10, no. 3, Sept. 2024, pp. 13-23, https://ijrbma.com/index.php/bma/article/view/2488.