Priority Sector Lending: A Challenges to Public Sector Banks

Authors

  • Manjushree S.
  • Giridhar K. V.

Keywords:

Nonperforming assets, Targets, NBFC

Abstract

This study provides a platform to understand the priority sector lending by the banks and its recent issues on priority sector lending certificate. The sectors which provide the basic needs of a mankind and are crucial for the development of the economy are called as priority sectors. These sectors are not only for the government, RBI or bank but also for priority of each and every individual. These sectors need not require any benchmark stipulation by the regulator. The modest attempt has been to understand priority sector advances, shortcoming of priority sector advances, challenges in agricultural lending, recent guidelines and present issues of priority sector lending.

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Author Biographies

Manjushree S.

Assistant Professor Government First Grade College, Narasimharajapura, 

Giridhar K. V.

Assistant Professor, Sahyadri Arts and Commerce College, Constituent College of Kuvempu University, Shivamogga-577203.

References

C.Bhujanga Rao, Appraisal of Priority Sector Lending by commercial banks in India, 27 Febuary 2014 monograph, Jel code E5,E 58,

Dr. M. Syed Ibrahim, Role of Regional Rural Banks in Priority Sector Lending, International journal of management and technology, Vol.2: no.1 (June 2014).

J.K.Khundrakpam, Priority Sector Lending, Economic and political weekly journal Vol.35, No.14 (Apr 7, 2000).

S.G.Patel, TheRole of Commercial Bank’s Lending to Priority Sector in Gujarat, Finance India , 1996, Vol. X No.2, page no.389-393.

Jaynal ud-din Ahmed, PSL by commercial by banks in India, Asian Journal of Finance & Accounting, ISSN 1946-052X 2010, Vol. 2, No. 1: E5.

Kaustavsen and Tapopriya datta, Priority Sector Lending an Opportunity or a Liability, Finance articles, 31 Oct 2013.

R.k. Uppal, Priority Sector Advances: trends, issues and strategies, Journal of accounting and taxation, 2005, Vol.1(5), page no.079-84.

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Published

2018-01-31

How to Cite

S., M., & K. V., G. (2018). Priority Sector Lending: A Challenges to Public Sector Banks. International Journal For Research In Business, Management And Accounting, 4(1), 07–15. Retrieved from https://ijrbma.com/index.php/bma/article/view/15

Issue

Vol. 4 No. 1 (2018): International Journal For Research In Business, Management And Accounting

Section

Articles

License

Copyright (c) 2018 International Journal For Research In Business, Management And Accounting (ISSN: 2455-6114)

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